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WebLockdowns due to the COVID-19 pandemic are making first-time car buyers out of many. Whether you're buying new or used, it's important to do your research before you commit to anything.... The first part of buying a car is knowing your limits. What's the most you should spend on your monthly car payment? Schools of thought differ on this question, but the Edmunds view is that your car payment should be no more than 10% of your monthly take-home pay if you're buying used, or 15% if you're … See more When it comes time to apply for a loan, you have a few options: your bank or credit union, the dealership or a third-party lender. Dealerships tend to have better rates, but that's not always the case, so it's worth getting … See more More and more people are taking out long car loans to make their monthly payments more manageable, but that's not always the best idea. A … See more If you're into the latest tech and luxury, leasing may be a compelling option. Suppose that a $400 monthly payment is the most you can comfortably afford. If you're buying, that … See more In an ideal world, we'd put down 20% on a new car and about 10% on a used car, to offset the initial depreciation. But not everyone can handle that with today's car prices. If you need to make a smaller down payment, our … See more shut down computer after a set time
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